Share Certificates
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Shares Certificates (CDs)

A CD, also called a “share certificate”, almost always earns more interest than a regular savings account. Credit unions pay extra for the right to hold a large sum for a period of months or years, known as the CD’s “term.”

CDs work best for savers who have the financial ability to put away money for years at a time! You’ll need to be able to meet the minimum deposit requirement of .50%